High Cohort Default Rates May Be Looming. Here’s What You Need to Know.
The Cohort Default Rate measures whether institutions leave significant shares of their borrowers unable to repay.
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Big ideas, bold solutions. Explore the latest research, analysis, and policy insights from our experts.
Six Student Loan Changes You Didn’t Know Were Coming
Big changes are coming to the federal student loan system—both on the lending side and on the repayment side—starting on July 1.
Five Takeaways from the Department of Education’s Student Loan Rulemaking
This piece highlights five key takeaways from the Department of Education’s recent student loan rulemaking.
Next Tax Season, Millions of Student Loan Borrowers Face an Unpleasant Surprise
Close to ten million Americans could be in default on their student loans by year’s end.
Public Comments on the Department of Education’s Implementation of One Big Beautiful Bill
New America provided recommendations to the Department of Education on its implementation of One Big Beautiful Bill
Higher Education on the Chopping Block
10 things you need to know about the higher ed provisions in the reconciliation bill & why they matter for students, borrowers, & families.
More Guardrails, Fewer Loopholes:
As the reconciliation process moves forward, policymakers can strengthen accountability and loan repayment provisions in key ways.
The House Reconciliation Bill: Leaving No Loan Unturned
The student loan repayment provisions of the House Reconciliation bill will be a challenge for the Education Department to implement.
Millions of Student Loan Borrowers Are Trapped in Long-Term Defaults
New Department of Education data reveal a worrisome trend.
Most Seniors with Student Loans Have Held the Debt for at Least 15 Years
New Department of Education data highlights older borrowers’ long repayment periods and high default rates.
Seven Ways Policymakers Can Help Seniors Trapped in Student Debt
Improving college accountability, reforming student loan default, and offering targeted debt forgiveness will help.
